Risks and Additional Information

• The fund is rated AAAm by Standard & Poor's. This rating is historical and is based upon the fund's credit quality, market price exposure and management. It signifies that the fund's safety is excellent and that is has a superior capacity to maintain a $ 1.00, net asset value per share. S&P 500 is a registered service mark of Standard and Poor's, a division of the McGraw-Hill Companies, Inc., which does not sponsor and is in no way affiliated with the fund.

  As a Class 1 listing it can be reserved against as if it was an NAIC-1 Bond and is exempt from NAIC reserve requirements.

  The listing allows the fund to be reported on Schedule DA Part 1.

  The Moody's Aaa money market fund rating reflects the high quality and conservative maturity profile of the fund's investments which, in turn, contribute to its liquidity.

• A Fitch Rating of AAA / V1+ is assigned only to money market funds or local government investment pools that should not experience loss or principal value to shareholders or participants even in severely adverse interest rate environments.
• An investment in money market funds is neither insured nor guaranteed by the FDIC or any other government agency. Although money market funds strive to maintain the value of your investment at $1.00 per share, it is possible to lose money by investing in these funds.
• CFA® is a trademark owned by the CFA Institute.